Here I provide you with my 10 Steps From Financing to Furnishing to ensure you're equipped with the knowledge you'll need for an excellent first time home buyer's experience.
So you’ve decided it’s time to purchase a home…
Congratulations on taking this first step! Buying a home is one of the biggest emotional and financial decisions you’ll ever make, and pride of home ownership is one of life’s greatest joys and biggest accomplishments. It is an exciting time and my hope is that having me as your Realtor® will bring clarity and peace of mind during your home buying journey.
As your Realtor®, it’s really important to me to ensure you are an educated buyer in all aspects of your home buying process. It’s essential to prepare by learning the process of home buying.
I’ve prepared a guide of the buying process, from obtaining financing to furnishing, and we’ll discuss sample forms for you to become familiar with at our first Buyers Meeting.
Let’s get started! Before you begin shopping for a home, it’s important to know how much you can afford to spend; you need to obtain financing. An independent Mortgage Broker tends to offer the most options because they do not just work with one bank. They will do their checks and balances to make sure that you are not getting in over your head. This is why an online calculator is inaccurate when projecting your potential mortgage.
Having your pre-approval documentation offers you several benefits including:
Saving you time by only looking at properties that are within your price range;
Saving you money. The mortgage industry is a highly competitive field and it’s important to understand that interest rates can change at any time. Rate guarantees and mortgage terms can save you money for years to come. In addition, by knowing the current rates and mortgage terms, these details can be written into your offer as a subject, protecting you from rising interest rates;
Less stress throughout the process. Your Mortgage Broker will do their checks and balances to ensure you’re able to afford your new home as well as your current lifestyle;
Get a better deal on the home that you want. Sellers like to know that buyers already have financing in place. It’s typically a condition of the offer to purchase and having your financing in place means you’re a serious buyer. It’s a strong negotiation tool!
You’re in luck! I’ve got a Mortgage Broker on my team!
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