Here I provide you with my 10 Steps From Financing to Furnishing to ensure you're equipped with the knowledge you'll need for an excellent first time home buyer's experience.
So you’ve decided it’s time to purchase a home…
Congratulations on taking this first step! Buying a home is one of the biggest emotional and financial decisions you’ll ever make, and pride of home ownership is one of life’s greatest joys and biggest accomplishments. It is an exciting time and my hope is that having me as your Realtor® will bring clarity and peace of mind during your home buying journey.
As your Realtor®, it’s really important to me to ensure you are an educated buyer in all aspects of your home buying process. It’s essential to prepare by learning the process of home buying.
I’ve prepared a guide of the buying process, from obtaining financing to furnishing, and we’ll discuss sample forms for you to become familiar with at our first Buyers Meeting.
Step 6 - Selecting your Lawyer or Notary Public
Lawyers & Notary Public are an invaluable member of your team whose job is to ensure that you get what you are paying for and in accordance with the terms of your agreement of purchase.
The difference between a Lawyer and Notary, being comparable in cost, is that your Lawyer can represent you in court if something goes sideways, a Notary Public cannot.
Your Lawyer or Notary Public will ensure:
There is nothing on title that is not supposed to be there;
The property taxes, utilities and condo fees, if applicable, are up to date;
You have all the information that you need about your new home;
Your mortgage lender is satisfied and that your mortgage is secured on property title as required by your mortgage agreement;
You know exactly how much money you will need in order complete the transaction on closing day;
They also ensure that the seller gets paid the purchase price.
I will send your lawyer the information about your purchase. You will need to provide the Lawyer with some additional information: insurance, down payment information, fee payments, adjustment payments and possibly other signed documents that they ask you for. You will meet with the lawyer about a week before the closing to finalize everything, but it’s important to get your team together at the beginning of your home search.
You’re in luck! I’ve got a Lawyer on my team!
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